No one wants to go to court. Period. No one looks forward to filing a personal injury claim, but it’s the process that many are forced to take when insurance companies won’t settle for what the claim is worth. Just because you file a lawsuit, doesn’t mean your case will go all the way to the courtroom. Rest assured, most cases settle before making it that far.
Most Americans can simply not afford the financial expense associated with a medical emergency or auto accident. Less than half of us even have enough money in the bank to foot a $1,000 bill, let alone cover our entire medical deductible (which average over $4,000 in the U.S.) if we’re lucky enough to be in the 91% of us that have some form of health insurance. In fact, medical emergencies are the leading cause of personal bankruptcy in the United States. These medical expenses directly contribute to over 50% of the bankruptcy cases in our country.
So what can you do if you’re injured, out of work, and need money to cover even basic expenses like groceries, rent, and utilities? What do you do if those medical bills just keep climbing? If your injury was caused by someone else’s negligence or recklessness (such as a distracted driver) you could potentially file a personal injury claim in Arkansas. Such claims can help victims get financial compensation or reimbursement from legal parties that share in the liability (responsibility) for the accident in which you were injured.
What is a Personal Injury Claim?
A personal injury claim isn’t necessarily the same as a personal injury lawsuit. A personal injury claim is essentially a legal claim that an injured individual makes against an at-fault party (or that party’s insurance policy) in order to get compensation or reimbursement for expenses incurred as a result of an accident.
Claims can result in:
- Insurance payouts
- Court verdicts and jury awards
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