Hit-and-run accidents are more common than most of us may think. These types of accidents occur for various reasons, such as the driver having no insurance, the driver being involved in legal issues, the driver leaving the scene out of fear or the driver is intoxicated. Nearly 30 percent of drivers in the United States are uninsured. For this reason, it is important that you carry uninsured and underinsured motorist coverage on your insurance policy, so that you are protected in the unfortunate case that someone who does not have auto insurance or has minimal coverage hits you.
Here are some helpful tips if you suffer a hit-and-run accident:
1. Get details quickly before the driver gets away. Get the license plate number, make and model of the vehicle, color of the vehicle, and any information about the driver that you observe;
2. Call the police and file a report;
3. Get medical treatment if you are injured;
4. Call your insurance company; and 5. Contact a car accident lawyer.
If you are the victim of a hit-and-run, get details quickly. Try to get the license plate number, or as much of it as possible, and call the police immediately to report the accident and give them your location. If you have passengers in your car at the time, ask them to get as many details of the vehicle as they possibly can, before the vehicle gets away. Details such as make, model, vehicle color, and driver information will be extremely helpful to law enforcement. Getting the color of the vehicle that hit you will not only be important to law enforcement when they attempt to locate the automobile, but your insurance company will also need this information if you make a property damage claim through your insurance policy to help them determine what damage was caused by the hit-and-run accident and what damage, if any, was previous damage to your vehicle.